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Business Owners Policy (BOP)
As a business owner, there is no shortage of things that you need to manage on a daily basis. Whether it’s supervising employees, connecting with new clients or anything in between, there is only so much time in the day. That being said, it’s nice to have the peace of mind that you and your business are covered in the event that an insurance claim is brought against you and that is where BOPs (Business Owner Policies) come in handy.
A business owner policy (BOP) is a good option for small and midsized businesses, and it can offer you plenty of advantages, including:
- Broad coverage. BOPs cast a wide net of protection by bundling a number of different types of coverage into one plan. In general, BOPs provide commercial property, general liability and business interruption coverage in one policy.
- Cost savings. Every dollar counts for small and midsized businesses, and BOPs can provide cost savings by combinging the afgorementioned policies so that you don't have to go out and purchase each one seperately.
- Customization. While BOPs cover multiple types of risk for yoru business, you don't need to worry about buying something that you don't need. These poicies can be tailored to fit your business's needs with additional coverage for risks such as cyber liability, equipment breakdown, personal and advertising injury, and more.
