Everyone we meet has a unique story and a unique life. We want to ensure that you have peace of mind on all levels. In the event of an accident or a lawsuit, Pinkerton Insurance can offer you multiple levels of coverage through a Personal Umbrella.
You have worked hard to get where you are and one bad accident or lawsuit could rob you of everything you worked so hard for. Our umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you’ve earned. In the event of a claim, you could be held responsible for more than what you have in the bank. Our products are specifically tailored to protect against catastrophic losses that could lead to financial ruin.
Accident Forgiveness: If you’ve been accident and violation-free for 5 years, your rates wont increase due to your first accident.
Rental Reimbursement: When your personal vehicle is in the shop after an accident, you might need a way to get around. Rental Reimbursement will cover the cost to get you back on your way until your vehicle is repaired.
Roadside Assistance: If your vehicle ever breaks down, we won’t leave you stranded. For instance, a jump-start or a tow, through our optional 24-Hour Roadside Assistance coverage will get you moving again.
Bodily Injury:
Bodily injury liability covers you in the event that you cause an accident in which another person (or people) is injured.
Property Damage: Coverage in case your car damages someone else’s property usually this means someone else’s car. As well, if you hit a fence, light post or other piece of property.
Medical Payments: Medical Payments covers certain medical expenses if any vehicle occupants are injured in an accident.
Collision Coverage: Collision coverage is an optional coverage that designed for if another car or object impacts your vehicle and causes damage.
Comprehensive Coverage: Comprehensive car insurance coverage is also an optional coverage that covers damages to your car caused by something other than a collision. For example, theft, fire, or even an animal.
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