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Personal Articles Floater
Some Items are just priceless – A Personal Articles Floater can help.
Pinkerton Insurance takes pride in providing access to the many kinds of different coverages for your valuable artwork, fine jewelry, coin collections and all the valuable and unique items you need protected. Through our comprehensive group of personal lines insurance products, Pinkerton Insurance has options for you to protect the things that matter.
Coverage Highlights
- Worldwide coverage on the ISO personal inland marine form
- Most classes of personal property can be considered, including jewelry, furs, cameras, musical instruments, silverware, golf equipment, golf carts, fine art,postage stamps, coins, guns/firearms, and bicycles
- No standard deductible
- Attractive appraisal requirements
- Coverage for property on exhibit available
- Policies covering engagement/wedding rings may be issued in the name of the two interested individuals, irrespective of domicile
I Thought My Personal Belongings Were Covered Under My Home Insurance?
You are correct, they are. However, there are some limitations to the standard home insurance policies. In example, jewelry is often capped at ~$2,500. If you have a ring or neckless that is valued above that, then you may want to schedule it as under a Personal Articles Floater
How Do I Determine How Much Coverage I Need For Something Like Artwork?
You would need to take the article in and have it appraised by a licensed appraiser. From there, give a copy of the appraisal to your insurance agent and they will seek out the best coverage for an agreeable price for you.
Need an Appraisal?
We did the search for you. Just follow the link.
