Homeowner's Insurance Venice, Florida

When you purchased your home in Florida you were probably thinking of the sunshine and sand. After all, Florida is one of the most amazing and beautiful places in the world to live. However, the sunshine state isn’t without its darker days. In fact Florida is home to some of natures worst. Flooding rains in the summer, and hurricanes can wipe out entire towns leaving in their wake unimaginable devastation. We at Pinkerton Insurance Group have weathered the storms with our families and friends for over 35 years. 

While Insurance is something we hope you will never have to use, we know that life happens. Above all else, we want you to know that we have you covered. In 2004, through Hurricane Charlie alone, our agency paid out over $100,000,000 in claims. As a result, we had the opportunity to participate in helping our neighbors back to their feet. This alone is the reason we do what we do. While we never want to see any harm or damage come to any one or anything, we do take pride in knowing we accurately insured our customers in their most desperate of times.

Insuring your home is serious business to us. We have done and will continue to do our very best in making sure you, your assets and your family are fully covered.

ENDORSEMENT HIGHLIGHTS

Your auto insurance policy includes more than just coverage for your vehicle. It can also include some added benefits that can help make your insurance experience as hassle-free as possible.

Accident Forgiveness: If you’ve been accident and violation-free for 5 years, your rates wont increase due to your first accident. 

Rental Reimbursement: When your personal vehicle is in the shop after an accident, you might need a way to get around. Rental Reimbursement will cover the cost to get you back on your way until your vehicle is repaired.

Roadside Assistance: If your vehicle ever breaks down, we won’t leave you stranded. For instance, a jump-start or a tow, through our optional 24-Hour Roadside Assistance coverage will get you moving again. 

Additional Insurance Coverage to Consider

Your Coverage Options

  • Dwelling — Pays for damage or destruction to your house or attached structures. For instance, this can cover structures like a pool and pool cage. 
  • Other Structures — Pays for damage to detached structures. For example this would include any buildings, fences, or detached garages, and storage sheds not directly attached to the home.
  • Personal Property— Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed.
  • Liability— Protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.
  • Medical Payments— Covers medical bills for people hurt on your property. This could cover payments for some injuries that occur away from your home as well.
  • Loss of Use— Pays for additional living expenses if your home is too damaged to live in during repairs. Most standard home insurance coverage pays 10 to 20 percent of the amount of your dwelling coverage.

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