Commercial Insurance Archives

Some States Require Insurance Protections Because of COVID-19

Highlights To help businesses and individuals maintain access to insurance, states have begun requiring insurers to provide certain protections with respect to premiums and coverage, such as: Grace periods for premium payments; Expanded health insurance eligibility; and Special enrollment for individual health insurance. As the COVID-19 situation continues, state insurance regulators are taking steps to […]

Some States Require Insurance Protections Because of COVID-19 Read More »

Business Interruption Policies and Coronavirus

As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true when you consider that many organizations—including bars, restaurants, entertainment venues, retailers and manufacturers—have had to close their doors or cease operations as a result of COVID-19. Not only has this

Business Interruption Policies and Coronavirus Read More »

Protecting Your Workers From Coronavirus

Commercial Insurance, Health Insurance / dshipps

The coronavirus (COVID-19) outbreak has impacted a number of businesses across a variety of industries, forcing them to rethink their daily operations to ensure the safety of their employees and the general public. This is no different for construction firms, where multiple contractors and tradespeople on a job site may be working in the same

Protecting Your Workers From Coronavirus Read More »

Understanding Non-Owned and Hired Automobile Liability Coverage

Commercial Auto Insurance, Commercial Insurance, General Liability Insurance, Personal Auto Insurance / dshipps

Does your business have potential automobile loss exposures that you are not aware of? You’ve taken all of the necessary steps to ensure that your own fleet operation is properly covered in the event of an accident. But what about the potential loss that arises from individual employees who operate their own personal vehicles for

Understanding Non-Owned and Hired Automobile Liability Coverage Read More »

The History of Workers’ Compensation Insurance

Workers Comp Insurance / dshipps

Background of Workers’ Compensation Insurance During the 19th century, the number of individuals joining the workforce grew exponentially. As a result, the number of workplace accidents grew as well. At that time, the only way that injured workers could obtain compensation for their injuries was to sue the employer. Many legislative proposals emerged early in

The History of Workers’ Compensation Insurance Read More »

Your Business Solutions

Human Capital Solutions

Employee Benefits