dshipps, Author at Pinkerton Payroll & Insurance

Financial admin using payroll software app - pay as you go workers comp

What Is Pay-As-You-Go Workers’ Comp — And Why Florida Businesses Are Making the Switch

Leave a Comment / Workers Comp Insurance / dshipps

If you’ve ever dealt with a workers’ compensation audit at year-end and been hit with an unexpected bill — or worse, a large refund that means you overpaid all year — there’s a better way. Pay-as-you-go workers’ comp is a payment model that ties your premium directly to your actual payroll each pay period, eliminating […]

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Business team meeting reviewing documents for group health insurance benefits

Group Health Insurance for Small Businesses: ACA, Level-Funded, and Reference-Based Pricing Explained

Leave a Comment / Health Insurance / dshipps

Offering group health insurance is one of the most powerful ways to attract and retain great employees — but for small business owners, navigating the options can feel overwhelming. Between ACA-compliant plans, level-funded arrangements, and reference-based pricing, the terminology alone is enough to make your head spin. At Pinkerton Payroll & Insurance, we specialize in

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Woman using calculator reviewing financial documents - payroll outsourcing small business

5 Signs It’s Time to Outsource Your Payroll (And What to Look for in a Provider)

Payroll / dshipps

Running payroll sounds simple — until it isn’t. Between keeping up with ever-changing tax laws, managing direct deposits, filing quarterly reports, and handling year-end W-2s, payroll can quickly become one of the most time-consuming and error-prone tasks in your business. For many Florida small business owners, outsourcing payroll isn’t just convenient — it’s a smart

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Two construction workers in hard hats reviewing documents on Florida job site - workers comp insurance

Workers’ Comp Insurance in Florida: What Small Business Owners Need to Know in 2026

Workers Comp Insurance / dshipps

If you own a business in Florida and have employees, workers’ compensation insurance isn’t just a smart investment — in most cases, it’s the law. Yet many small business owners are either underinsured, paying too much, or simply confused about what their policy actually covers. At Pinkerton Payroll & Insurance, we’ve helped businesses across the

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How to Avoid Underinsuring Your Home

Homeowners Insurance / dshipps

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home

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FUBA COVID-19 Update: CDC Guidance for Employers with Suspected or Confirmed COVID Cases

Human Resources / dshipps

The Centers for Disease Control (CDC) has issued guidance for employers that have a suspected or confirmed case of COVID-19 at their workplace. This e-Alert is a summary of the CDC’s information. Details can be found at the CDC’s website. What should I do if an employee comes to work with COVID-19 symptoms? Employees who have symptoms when

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IRS: Employers Must Report Pay for FFCRA Leave on W-2

Human Resources / dshipps

Employers are required to report the amount of qualified sick and family leave wages paid to employees under the Families First Coronavirus Response Act (FFCRA) on Form W-2, according to guidance from the IRS and the U.S. Treasury Department. The guidance was provided in Notice 2020-54, issued by the agencies on July 8, 2020. Reporting

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Preparing for a Second Wave of COVID-19 Cases

Human Resources / dshipps

Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are warning of a potential second wave of COVID-19 cases. Of course, no one knows if or when a second

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President Trump Signs Bill Amending PPP Into Law

Human Resources, Payroll / dshipps

Since being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal guidance and interim final rules. In the latest development, Congress passed the Paycheck Protection Program Flexibility Act of 2020, which is a bill that

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Author name: dshipps

What Is Pay-As-You-Go Workers’ Comp — And Why Florida Businesses Are Making the Switch

5 Signs It’s Time to Outsource Your Payroll (And What to Look for in a Provider)

Workers’ Comp Insurance in Florida: What Small Business Owners Need to Know in 2026

How to Avoid Underinsuring Your Home

FUBA COVID-19 Update: CDC Guidance for Employers with Suspected or Confirmed COVID Cases

IRS: Employers Must Report Pay for FFCRA Leave on W-2

Preparing for a Second Wave of COVID-19 Cases

President Trump Signs Bill Amending PPP Into Law

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