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Workers Comp Insurance

Worker filling out injury claim form on clipboard - workers comp claims Florida

How Workers’ Comp Claims Work in Florida: A Guide for Employers

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When an employee gets injured on the job, knowing how to handle it correctly can make a significant difference — both for your employee’s recovery and for your business’s insurance costs. Florida’s workers’ compensation system has specific procedures that employers must follow, and missteps can result in delays, compliance issues, or higher future premiums. Here’s […]

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Financial admin using payroll software app - pay as you go workers comp

What Is Pay-As-You-Go Workers’ Comp — And Why Florida Businesses Are Making the Switch

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If you’ve ever dealt with a workers’ compensation audit at year-end and been hit with an unexpected bill — or worse, a large refund that means you overpaid all year — there’s a better way. Pay-as-you-go workers’ comp is a payment model that ties your premium directly to your actual payroll each pay period, eliminating

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Two construction workers in hard hats reviewing documents on Florida job site - workers comp insurance

Workers’ Comp Insurance in Florida: What Small Business Owners Need to Know in 2026

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If you own a business in Florida and have employees, workers’ compensation insurance isn’t just a smart investment — in most cases, it’s the law. Yet many small business owners are either underinsured, paying too much, or simply confused about what their policy actually covers. At Pinkerton Payroll & Insurance, we’ve helped businesses across the

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The History of Workers’ Compensation Insurance

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Background of Workers’ Compensation Insurance During the 19th century, the number of individuals joining the workforce grew exponentially. As a result, the number of workplace accidents grew as well. At that time, the only way that injured workers could obtain compensation for their injuries was to sue the employer. Many legislative proposals emerged early in

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